SWDesertHomes in Tucson, Marana, Oro Valley, Vail & More!: Know Your Budget When Buying a Home

Know Your Budget When Buying a Home

I just read a great little blog posting by @CoreyMartin and got to reflecting on his first point.  http://activerain.com/blogsview/5016720/6-things-to-look-for-when-buying-a-home

He wrote:  1- Know your budget. It is important that you buy a home at a price that you’re comfortable with.

know your budget when looking for homes to buy in Tucson AZ

I can't tell you how many times I've had that discussion with my buyer clients.  PLEASE PLEASE PLEASE know what payment you will be comfortable with...not how much the lender says you can afford.  Most of us want a life outside of our mortgage payments!

know your budget when looking for homes to buy in Tucson AZ

CONTRARY to what the "internet says", your average REALTOR does not want to earn a higher commission by you buying a home outside of your budget.  $25,000 to you might equate to a payment of $50 more a month;  $25,000 to my commission may amount to $750 -- hardly enough to chance a client having buyer's remorse down the road for being "sold" on a higher-priced home.

My concerns, are YOUR concerns.  Ultimately, what you - my buyer client - decides upon for critical criteria - becomes MY critical criteria.

know your budget when looking for homes to buy in Tucson AZ

I hope you become my clients for life, not for one transaction.

Buying a home -- meet with a mortgage professional FIRST to know your budget, and your financial priorities.  Need recommendations?  I've got those!

know your budget when looking for homes to buy in Tucson AZ


If I can assist you in your home buying or selling in Marana, Tucson, Oro Valley, or Vail, please don't hesitate to call me!  Email at swdeserthomes@aol.com

Cara Marcelle Mancuso, Long Realty,


Regarding the material posted in my blog postings, these are my personal opinions and not those of Long Realty Company. 

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Comment balloon 3 commentsCara Marcelle Mancuso • March 02 2017 03:53PM


Good advice..it is easy to get carried away and then be over budget

Posted by Kristin Johnston - REALTOR®, Giving Back With Each Home Sold! (RE/MAX Realty Center ) about 2 years ago

Cara good points! And especially the idea that most agents do not want to upsale a home just to make more money.  Our clients come back year after year because they know we have their best interests at heart - and always will.

Posted by Anna Banana Kruchten CRB, CRS 602-380-4886, Arizona's Top Banana! (Phoenix Property Shoppe) about 2 years ago

Great information, I have a small workbook that helps the buyer I think and puts things in perpective. 

Posted by Charles Stallions, 800-309-3414 - Pensacola, Pace or Gulf Breeze, Fl. (Charles Stallions Real Estate Services ) almost 2 years ago